Lions Clubs Insurance
Lions Clubs Insurance
|MD Title:||MD Insurance Advisor|
Please note: Lions Insurance Broker is JLT
A folder containing one or more files can be added. Any Lions MD resource will be formatted and follow a standard naming protocol. Other documents will be renamed if appropriate to ensure they are clearly identifiable
Contingent Motor Cover
Cover is with Amlin (the same as last year). Premiums for cover are:
Prices are per vehicle. Should more than one vehicle be involved in towing a Christmas Sleigh, each will be subject to an individual premium.
The policy will automatically give cover for damage to the sleigh attached to the vehicle or when unattached provided it is in the proximity of the vehicle. (for example: outside a shop during a fund-raising collection).
Amlin requires the following vehicle details to confirm cover:
- Engine size
- Cover required
- Duration of cover
- Driver details
- Where the vehicle is kept overnight
Please email details of your requirements to Insurance@lionsclubs.co.uk
Liability insurance requirements
The insurance broker, JLT, no longer requires an event checklist to be completed for any event. The do require a risk assessment be completed for all events. This document must be held on file and will be requested in the event of a claim.
Club Property Cover
All clubs now have cover for £20,000 covering club property, to include equipment and regalia. This policy will also include any hired in equipment provided the club holds no more than £20,000 in property at any one time.
Should a club requires cover above £20,000 please email details to firstname.lastname@example.org,uk
The limit of cover provided for money at an event is £5,000. To cover a greater amount, underwriting details need to be provided to Aviva. Please complete the additional money questionnaire in the above folder and send to email@example.com
|Temporary money cover||Cost|
£5,000- £10,000: Own carryings/Cash limit:
|£84 inc IPT per event|
|£10,001-£25,000: Own carryings/Cash limit:
£10,001-£25,000: Contingency security company carryings
£10,001-£25,000: Cash in safe
|£140 inc IPT per event|
|£25,001-£40,000: Own carryings/Cash limit:
£25,001-£40,000: Contingency security company carryings
£25,001-£40,000: Cash in safe
|£280 inc IPT per event|
Cancellation Cover for Events
This covers loss of funds spent to set up an event. To obtain a for this cover, please complete the Hiscox special events proposal in the above folder and email to firstname.lastname@example.org. If the is taking place outside, the outdoor event questionnaire will also need to be completed and emailed.
Vehicle and sleigh cover stipulations
Please note the following stipulations:
- Santa must be wearing seat belt when in motion.
- A sleigh’s maximum speed when Santa is on board is to be no more than four miles per hour.
- No person, other than Santa, may ride on a sleigh.
- Amlin requires risk assessments for all evening use to include a pre-visit to locations. This needs to detail major hazards, such as parked cars and potholes. Previous claims by Lions Clubs have involved one or the other of these.
- It is suggested that sleights avoid driving down streeets with cars parked on both sides. Most accidents occur when there has been insufficient spare to turn in such situations.
- Cover will not be provided for any driver with more than six points on their licence. Details need to be presented to Amlin in advance of allowing cover for any driver who has had more than one claim in the last three years.
To obtain cover for vehicles for the towing of sleighs, send details of the vehicles and trailers to be covered, and the duration for which cover is required to email@example.com
Requests should be sent as early as possible to allow time for discussion with the insurers. Should a quote be needed by a particular date, this must be advised when a request for cover.
Details of any potential claim must be emailed to firstname.lastname@example.org. For this to be processed, it is important to send as much detail about the claim as possible.